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One of the phrases I've heard that works well is 'I'm in transition at the moment. I used to be a planner/ mum / master of the universe (delete as appropriate) and now I'm looking at/ exploring ....

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I like that 'exploring' Dennis. It resonates with the blog that i am drafting for Monday. Let me know what you think. Have a lovely weekend

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Ruth. This is a great read and mirrors many of my own thoughts. I am 'retiring' three clients this year and have spent more time getting them ready for the loss identity as I have getting their capital ready to support them. I agree that the word retirement is unhelpful. In the Blue Zones they live well into their 90s and one of the keys is retaining a purpose thoughtout life. P.s. I also used a stack of pebbles for one of our blogs about acheiving balance in all things. https://altorwealth.com/2020/07/03/balance-in-all-things/

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Thanks Matt. Your none money related work is where our often unrecognised value as financial planners lies. Great work. Thanks for the link to your article too. We are indeed in the same ‘balance’ page.

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Thanks for such a thought-provoking post, Ruth. I think your reframe to financial independence is a really helpful one: not only does it stop us seeing older age as ‘out to pasture’ but it’s also refocusing us on what matters. After all we can’t really have a good ‘retirement’ if we haven’t thought about the cost of that…

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I’m pleased the term financial independence resonated Emma. A subtle but important shift. And it does take some thinking about and working towards which shouldn’t be underestimated. I also like the idea of multi sabbaticals rather than waiting for donkeys years until later life to do all the things you want. Balance…

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Who wants to retire?

Surely the best life plan is to plan to keep adding value to the world throughout life, if we can?

As Alan Pickering once said,

"If you want to be sure of a lifetime of earnings, you must commit to a lifetime of learning"

And he advised Gov't on Pensions!

Best advice I've ever heard.

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Wise words indeed Paul

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PS. I get that some people want to retire fully, and many deserve it.

It's just not for me.

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Ditto Paul :-)

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